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    "We want to operate an environment in control, not a controlled environment"
    ( Dennis McCarthy, Fidelity Investment)

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    "To win the race you still have to be driving at the end" (Peter Brock)

Keep informed with emerging risk issues

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    "Over the longer term, the only alternative to risk management is crisis management -

    and crisis management is much more expensive, time consuming and embarrassing"

    (James Lam)