Personal & Household Cyber Protection
Home networks and personal devices are extremely vulnerable to cyber-attacks, especially as the correct settings, back-ups and anti-virus software are often compromised by human error. We can minimise your exposure with a cyber security tool that generates a personalised preventative action plan, monitors your family’s devices, and tracks your cyber risk score.
This is the ideal solution for holistic cyber risk mitigation for business as well as an innovative employee benefit. Personal Cyber cover is an obvious value-add for domestic customers worried about hacking and ransoms, as it closes the gap between today’s risks and the traditional coverage of a home and contents policy.
Benefits
The first personal cyber insurance in New Zealand
No excess
Protects your devices, identity and finances
Free IT consultation service
Includes the cyber protection tool Dynarisk
Not traditional insurance
Complete an Assessment
Click here to get your no obligation assessment and costing.
1. Dynarisk Risk Management
What can you do to help prevent a cyber attack in the first place?
We provide Dynarisk’s Ultimate level of cyber protection, giving you the tools to assess your current risk with a personal cyber security score. You will be able to monitor credit cards and your family’s personal devices and emails, and receive personalised to-do actions to improve your household’s cyber security while DynaRisk continues scanning for vulnerabilities and identifying any data breaches.
2. Identity Protection
What happens if your personal information is stolen?
We cover the professional services expenses, personal direct expenses and credit monitoring services necessary to reverse the consequences of suffering an identity theft.
3. Data Loss Recovery
What if you lose all your photos and your data.
We cover the costs to restore personal information or digital assets where they are corrupted, deleted or destroyed as a direct result of any unauthorised access or a breach of network security.
4. Connected Home Device Attack Protection
What if your smart home appliances are exposed to a cyber attack?
We cover the costs incurred to repair or replace computer hardware that has been corrupted or destroyed due to unauthorised access or a breach of network security.
5. Network Extortion Protection
What do you do if someone holds your data for ransom?
We cover the network extortion expenses for services to avoid, defend, or resolve a network extortion, including any ransom.
6. Mobile Banking Protecion
What if you have detected unauthorised transactions on your mobile payment app?
We cover you for financial loss arising from the unauthorised use of a mobile payment app following the loss or theft of a mobile device.
7. Unauthorised Online Transaction
What if you have detected unauthorised transactions with your bank and they won’t pay you back?
We cover unauthorised online transactions from your primary personal account, where the financial institution will not reimburse the funds. Please note however that cover does not extend to credit card fraud.
8. Free IT Consultation Service
How do I get a personalised ‘cyber health check’ for my home network?
We provide access to free advice from our approved IT Consultant on best practice security and computer set up relating to your home network.