• ​​​Risk Intelligence by  Different Thinking creating  Better Results.

    Tūraru- Mōhiotanga – Rerekē te Whakaaro - Kō atu ngā hua.

Our Firm

It begins and ends with people. We believe that the insurance and risk markets have become too focused on "product sales" rather than what a client actually needs to manage risk within their own business.


We're proudly 100% Aotearoa (New Zealand) owned and compete in an industry dominated by international brokers focused on their shareholders returns. This gives us a personal insight of what it takes to be a SME operating within Aotearoa. 87% of business risks are intangible, so a product focused strategy is not ideal.


Senator Risk Management NZ believes that it is our mission to assist our clients in developing risk intelligence. A risk intelligence that permeates through the business,  all levels. We work hard to understand our clients DNA to the point where our clients know that Senator Risk understands them. That we understand their motivations, their pain points and strategic challenges; to become a trusted Risk Partner.


Senator Risk Management NZ are members of the Steadfast Group. Steadfast is the largest general insurance broker network and the largest group of underwriting agencies in Australasia with gross written premium of over AUD$8.3 billion. This offers Senator Risk Management NZ superior scale, exclusive products and services backed by a strong, client focused Group.


See our Disclosure Statement


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RISK INTELLIGENCE

Think of risk intelligence as our peripheral vision for risk.

Risk management is not by nature restrictive or negative, rather it is the process of utilising your organisation's risk both internally and externally to identify the factors that shape your organisation and its place in the market.


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Like any market, the business insurance market experiences different cycles that can affect pricing and how easy it is to get cover. Depending on the stage of the cycle we're in, this can mean more risk and higher premiums  for you.


That's where we can help. As risk experts, we can help you to navigate the insurance market to find your value for money insurance that's suitable to cover your business needs.

Restaurant / Café Scheme

We have negotiated an exclusive Restaurant & Cafe' insurance package, with enhanced features that cover the specific risks faced by businesses in your industry.


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Business Insurance

With so many options on the market, and with the emerging risks such as cyber, and new products coming available all the time, it can be hard to be confident your making the right choice. That's where we can help.


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Performance Vehicle

From vintage and veteran to classics, hot rods, modified and contemporary cars. SRMNZ loves Performance cars which are fine specimens of engineering excellence – with high-powered engines, sleek lines and responsive handling. Senator Risk Management NZ offer a range of enthusiast car insurance benefits for your peace of mind.


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Home & Contents

If your house and its contents were damaged or destroyed could you afford to replace them?


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