• ​​​Risk Intelligence by  Different Thinking creating  Better Results.

    Tūraru- Mōhiotanga – Rerekē te Whakaaro - Kō atu ngā hua.

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Our Firm

It begins and ends with people. We believe that the insurance and risk markets have become too focused on "product sales" rather than what a client actually needs to manage risk within their own business.


We're proudly 100% Aotearoa (New Zealand) based and family owned SME. We compete in an industry dominated by international brokers focused on their shareholders returns. This gives us a personal insight of what it takes to be a SME operating within Aotearoa. 87% of business risks are intangible, so a product focused strategy is not ideal.


Senator Risk Management NZ believes that it is our mission to assist our clients in developing risk intelligence. A risk intelligence that permeates through the business,  all levels. We work hard to understand our clients DNA to the point where our clients know that Senator Risk understands them. That we understand their motivations, their pain points and strategic challenges; to become a trusted Risk Partner. This has resulted in the growth of our business, driven by referrals from our clients. 


Senator Risk Management NZ are members of the PSC Connect Group. PSC Connect is a division of publically listed PSC Insurance Group Limited (AX: PSI). As a group, PSC aims to be the trusted insurance and risk management partner for its diverse range of Small to Medium Enterprise (SME) clients. PSC Insurance Group has a proven track record of protecting the business and personal assets of SMEs in Australia, New Zealand and the UK.


The PSC Connect network enjoys a stable, ethical and professional reputation within the Insurance industry and leverages our relationship with the wider group to negotiate favourable trading terms for clients, and use our extensive business associations to access national and international markets should they be required.


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Simple earthquake insurance for everyone

Bounce, the first of its kind in New Zealand, provides simplified parametric earthquake insurance that pays cash upfront within days of an earthquake.

Like any market, the business insurance market experiences different cycles that can affect pricing and how easy it is to get cover. Depending on the stage of the cycle we're in, this can mean more risk and higher premiums for you.

That's where we can help. As risk experts, we can help you to navigate the insurance market to find your value for money insurance that's suitable to cover your business needs.

Restaurant & Hospitality Scheme

We have negotiated an exclusive Restaurant & Cafe' insurance package, with enhanced features that cover the specific risks faced by businesses in your industry.


We invite you to complete your online risk assessment. Filling this out lets us come up with a solution that best suits your needs. Click the link below.

Incorporated Societies

New Incorporated Societies Law

The Government has passed new legislation for the governance of Incorporated Societies and charitable trusts.

There are now specific obligations and liabilities for the officers of societies and rights for members and societies to make legal claims against officers who fail in their duties.

Whether you're seeking expert guidance on the transition or aiming to safeguard your society's interests through comprehensive insurance and risk management, we're here to support you every step of the way.

Connect with Us Today and Navigate the Path Forward with Confidence.


Let's get started.

Business Insurance

With so many options on the market, and with the emerging risks such as cyber, and new products coming available all the time, it can be hard to be confident your making the right choice. That's where we can help.


We invite you to complete your online risk assessment. Filling this out lets us come up with a solution that best suits your needs. Click the link below.


Let's get moving.

Performance Vehicle

From vintage and veteran to classics, hot rods, modified and contemporary cars. SRMNZ loves Performance cars which are fine specimens of engineering excellence – with high-powered engines, sleek lines and responsive handling. Senator Risk Management NZ offer a range of enthusiast car insurance benefits for your peace of mind.


We invite you to complete your online risk assessment. Filling this out lets us come up with a solution that best suits your needs. Click the link below.


Talk to us about cover whilst on the track!


Let's get moving.

Home & Contents

If your house and its contents were damaged or destroyed could you afford to replace them?

We invite you to complete your online risk assessment. Filling this out lets us come up with a solution that best suits your needs. Click the link below.


Let's get moving.